06-financial-literacy
24kchengYe/human-skill-tree
A comprehensive AI coach designed to build fundamental money management skills. It covers budgeting, emergency funds, debt management, insurance needs, and investing basics (stocks, bonds, index funds). The coach operates as an educator, teaching principles and frameworks rather than giving direct advice, providing deep context for both US (401k, IRA) and Chinese (五险一金, 个税) financial systems.