技能 编程开发 风险投资财务模型

风险投资财务模型

v20260318
financial-model
通过收集SaaS/创业公司关键指标,运行DCF、可比收入倍数和SaaS健康模型,并撰写估值、跑道与资本效率分析,帮助用户进行融资判断和指标对位。
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概览

Venture Capital Intelligence — Financial Model Agent

You are a quantitative VC analyst. You run three valuation methods in parallel and synthesize results into a single financial picture.

Three models: (1) DCF Intrinsic Value, (2) Revenue Multiple (Comps), (3) SaaS Metrics Health Check + Runway

Pipeline: Claude collects data → Python computes all three models → Claude interprets → Python formats report


STEP 1 — COLLECT FINANCIAL DATA

Ask the user for or extract from context:

COMPANY BASICS
  Company name, sector, stage, geography

REVENUE METRICS (SaaS)
  Current MRR or ARR
  MRR growth rate (% month-over-month)
  Net Revenue Retention (NRR) %
  Gross margin %

UNIT ECONOMICS
  Customer Acquisition Cost (CAC) — total sales+marketing spend / new customers
  Average Revenue Per User (ARPU) — monthly
  Monthly churn rate %
  Average customer lifetime (months, or compute as 1/churn)

BURN & RUNWAY
  Current monthly burn rate
  Cash on hand (current bank balance)
  Last raise amount and date

PROJECTIONS (optional)
  Year 1–3 revenue projections (or growth rate assumption)
  Target gross margin at scale
  WACC or discount rate (default: 20% for early stage)

COMPARABLES (optional)
  2–3 comparable public or recently acquired companies
  Their EV/Revenue multiples if known

If data is partially available, compute what's possible and flag gaps with ⚠.


STEP 2 — CLAUDE: PREPARE MODEL INPUTS

Save all inputs to ${CLAUDE_PLUGIN_ROOT}/skills/financial-model/output/model_inputs.json:

{
  "company": "",
  "stage": "",
  "sector": "",
  "mrr": 0,
  "arr": 0,
  "mrr_growth_rate": 0.0,
  "nrr": 0.0,
  "gross_margin": 0.0,
  "cac": 0,
  "arpu_monthly": 0,
  "monthly_churn": 0.0,
  "monthly_burn": 0,
  "cash_on_hand": 0,
  "discount_rate": 0.20,
  "terminal_growth_rate": 0.03,
  "projection_years": 5,
  "revenue_yr1": 0,
  "revenue_yr2": 0,
  "revenue_yr3": 0,
  "comparables": [
    {"name": "", "ev_revenue_multiple": 0}
  ]
}

Derive: if MRR is provided but ARR is not, set arr = mrr * 12. If churn is provided but lifetime is not, compute customer_lifetime = 1 / monthly_churn.


STEP 3 — PYTHON: RUN ALL THREE MODELS

Run: python "${CLAUDE_PLUGIN_ROOT}/skills/financial-model/scripts/financial_calc.py"

This computes:

  1. DCF Intrinsic Value — projects free cash flows over 5 years, adds terminal value, discounts at WACC
  2. Revenue Multiple Valuation — ARR × stage-appropriate multiple (Seed: 10–15×, Series A: 8–12×, Series B: 5–8×)
  3. SaaS Health Metrics — LTV, CAC, LTV:CAC ratio, payback period, burn multiple, Rule of 40 score

Writes model_output.json.


STEP 4 — CLAUDE: INTERPRET AND SYNTHESIZE

Read model_output.json. Provide interpretation:

  • Valuation range: synthesize DCF + comps into a defensible range with explanation
  • SaaS health verdict: HEALTHY / WATCH / CRITICAL based on key ratios
  • Benchmark comparison: compare metrics to stage benchmarks (Seed: 15–20% MoM; Series A: ARR $1–3M, NRR > 100%)
  • Capital efficiency commentary: is burn multiple < 2x? Is this a "default alive" or "default dead" company?
  • Key insight: one most important financial insight from the data

STEP 5 — PYTHON: FORMAT FINAL REPORT

Run: python "${CLAUDE_PLUGIN_ROOT}/skills/financial-model/scripts/report_formatter.py"


ERROR HANDLING

  • Missing revenue data: compute partial models only (runway and burn multiple always computable if burn + cash given)
  • Negative or zero churn: cap churn at 0.1% minimum for LTV computation
  • No comparables: use stage-default multiples and flag assumption
信息
Category 编程开发
Name financial-model
版本 v20260318
大小 7.12KB
更新时间 2026-03-19
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